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4 Smart Money-Saving Strategies for One-Income Families (Strategy #3)

4 smart money-saving strategies for one-income families strategy #3 with piggy bank

If you haven’t yet, check out Strategy #1 and Strategy #2 in this series.

So you read last week’s post and stuck around for more? Three cheers for you!! Honestly, the first two strategies are super-important but not all that exciting. They’re kind of like brushing your teeth. Necessary and effective? Yes. Exciting? Not so much.

Thankfully, once you make some progress with Strategies #1 and #2 – learning more about finances and minimizing your financial temptations – you can save even more by using the final two strategies to reach your family’s goals.

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4 Smart Money-Saving Strategies for One-Income Families (Strategy #2)

4 smart money-saving strategies for one-income families strategy #2 with piggy bank

If you haven’t yet, check out the first post in this series here.

I’ve got good news and bad news. First, the good news…

The fact that you’re reading this means you’re already succeeding at Strategy #1 – you deserve a reward! Go get yourself a cookie! (I’ll wait here)

OK, now that you’ve got your cookie and you’re in a good mood… here’s the bad news. I’ll just come right out and say it…

This next money-saving strategy is the most fuddy-duddy, Debbie Downer, wet blanket of the 4 C’s Strategies. To make matters worse, I’m posting it on BLACK FRIDAY! I’m doing this partly because this is the day when this message is most needed and partly because I’m amused by the irony.

So, brace yourself. What I’m about to say sounds cynical and probably not very cool. But I do hope you’ll keep reading because Strategy #2 has helped us save so much money over the years and I think it can help you, too!

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4 Smart Money-Saving Strategies for One-Income Families (Strategy #1)

4 smart money-saving strategies for one-income families strategy #1 with piggy bank

Many homeschooling families (and non-homeschooling families, too) are living on one income in a two-income economy. 

Our own household income was cut by 50% when I quit my full-time architecture career to stay home with our first baby. We had some savings and made it work for the short-term but once we decided to homeschool we realized the “dip-into-savings-and-just-don’t-buy-stuff” approach wasn’t going to work for the long haul. 

The loss of one full-time salary or the switch to part-time income with fewer benefits is a huge adjustment. In a culture obsessed with money and material possessions you’ll need to muster all your courage and intentionality to stick to a financial plan that works.

But I’m here to tell you it CAN be done! 

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Top Handwriting Resources for Homeschoolers on a Budget

Top Handwriting Resources for Homeschoolers on a Budget

When my oldest son had some pre-writing work under his belt and was ready to start learning how to write letters and words, I researched the depths of the internet in the hopes of finding the one right, best method for teaching handwriting. 

Long story short, there’s no such thing.

Some experts say cursive first, others say manuscript. Some say lower case first, others say upper case. They all seem to have an opinion about which letters to teach first and which font style is the best for beginning writers – D’Nealian, Zaner-Bloser, Palmer, Getty-Dubay, Wingdings (just kidding about that last one).

What size should the primary lines be for which grade level? Will tracing ruin my child forever, or is it a great first step toward handwriting success? And on and on and on…

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Achieving Handwriting Success with a Skill-Based Approach

Achieving Handwriting Success with a Skill-Based Approach on dark background with pencils on table

One of the beauties of homeschooling is that kids can work at their own pace based on skill mastery rather than age or grade level. This is helpful for all subjects but especially ones with physical coordination aspects like handwriting. Kids are all over the map when it comes to physical development.

Is your kindergartener’s printing better than your spouse’s? No need to hold them back with a “kindergarten” book! Does your older student need extra printing practice before tackling cursive? No worries! You can use whatever resources meet him where he’s at based on ability, not necessarily grade. 

At the end of the day, the goal is to have kids who can write neatly (or at least legibly) to communicate in written form. 

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Our Curriculum Choices – Year 5

sensible homeschool our curriculum choices year five on chalkboard background

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If you haven’t done so yet, read the first post in this series here and check out Our Curriculum Choices – Year 1, Year 2, Year 3 and Year 4.

Year 5 Snapshot

If you’ve been following this series of posts, we’ve now caught up to real time. I wrote about the first four years retroactively because I started this blog just before we began our fifth year of homeschooling. 

Since I can’t summarize a year that hasn’t happened yet, this snapshot will be a look at how our year has started so far. Later this school year I hope to post about lessons learned during Year 5… but I have to learn them first, so stay tuned. 

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5 Reading Incentive Programs and How They Can Work for Your Family

5 Reading Incentive Programs and How They Can Work for Your Family on cartoon background with boy reading book

There’s an ongoing debate as to whether or not reading incentive programs are a good thing. (Just so you don’t get your hopes up, this blog post isn’t going to settle the matter). 

Some parents and educators say reading incentives have absolutely helped motivate their reluctant readers. The kids just needed a little outside motivation to get them started and now their love of reading has taken off.

Others point to the dangers of external motivation and warn that incentive programs backfire. They say the programs are essentially bribes and when the incentives stop, so does the reading.

In my experience, there’s truth on both sides. 

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DIY or Buy? How to Teach Your Kids Without Going Broke

DIY or Buy? How to teach your kids without going broke on kid's cash register gradient background

No room in the budget for fancy school learning tools? 

No problem!

(Even if there IS money available for the latest and greatest educational gizmos, buying more stuff just because you can generally isn’t wise.)

Please don’t feel like you have to OWN every cool-looking manipulative, learning center set and educational toy that exists in order to provide a high-quality education! 

Whether you know it or not, you already own countless items you can repurpose to teach many – if not most – concepts. Or often, a DIY option will get the job done just as well as expensive classroom tools. And, by the time you’re done repurposing and DIY’ing, you’ll have saved enough money to splurge on a few really cool items that you just can’t duplicate at home.

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